24-118108
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL
CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described
mortgage:
DATE OF MORTGAGE: September 20, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $104,800.00
MORTGAGOR(S): Richard J. Hermann and Lisa S. Hermann, husband and wife
MORTGAGEE: Wells Fargo Bank, NA
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Wells
Fargo Bank, NA
SERVICER: NewRez LLC, d/b/a Shellpoint Mortgage Servicing
DATE AND PLACE OF FILING: Filed October 6, 2005, Clay County Recorder, as Document Number
618994
ASSIGNMENTS OF MORTGAGE: Assigned to: HSBC Bank USA, National Association, as Trustee for
Wells Fargo Home Equity Asset Backed Certificates, Series 2005-4; thereafter assigned to HSBC Bank USA,
National Association, as Trustee for Wells Fargo Home Equity Asset-Backed Securities 2005-4 Trust, Home
Equity Asset Backed Certificates, Series 2005-4
LEGAL DESCRIPTION OF PROPERTY:
Lot Three of Chelstrom’s Subdivision in Government Lot Two, Section Twenty-one, Township One
Hundred Forty North of Range Forty-eight West of the Fifth Principal Meridian, situate in the County of
Clay and the State of Minnesota
PROPERTY ADDRESS: 1608 52nd 1/2 Avenue North, Moorhead, MN 56560
PROPERTY IDENTIFICATION NUMBER: 58.138.0103
COUNTY IN WHICH PROPERTY IS LOCATED: Clay
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE:
$108,803.05
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been
instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by
the Sheriff of said county as follows:
DATE AND TIME OF SALE: December 17, 2024, 10:00AM
PLACE OF SALE: Sheriff’s Main Office, Clay County Law Enforcement Center, 911 11th Street,
Moorhead, MN 56561
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including
attorneys fees allowed by law, subject to redemption within 6 Months from the date of said sale by the mortgagor(s)
the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family
dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the
property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section
580.23, is 11:59 p.m. on June 17, 2025, or the next business day if June 17, 2025 falls on a Saturday, Sunday or
legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S
PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL
ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG
OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL
DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION,
AND ARE ABANDONED.
Dated: October 25, 2024
HSBC Bank USA, National Association, as Trustee for Wells
Fargo Home Equity Asset-Backed Securities 2005-4 Trust,
Home Equity Asset-Backed Certificates, Series 2005-4
Assignee of Mortgagee
LOGS Legal Group LLP
Tracy J. Halliday – 034610X
LOGS Legal Group LLP
Attorneys for Mortgagee
1715 Yankee Doodle Road, Suite 210
Eagan, MN 55121
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
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